Horse owners, more than other pet parents, have to spend a lot more on their animals. Horses are valuable for their owners and their value can often run into millions of dollars for derby winners and prized studs. It is in their interests to have some form of equine insurance.
If you are interested in horse insurance:
Then do read this review of Equineinsure, a company that specializes insuring these beautiful and valuable animals. The company is an agency that has contacts with horse insurance companies in the U.S and it can set you up with an insurance provider that is the best match for your equine insurance needs. An advantage with using a service like this is that you can use it as a one-stop shop and not have to assess many horse insurance companies on your own. The drawback, of course, is that you could be missing out on a company not on their roster.
You are offered both mortality and medical /surgical insurance.
These are the two standard insurance types you can expect to get when you go for horse insurance. Mortality insurance covers death, theft, and euthanasia. Pre-existing conditions are a major consideration with horse insurance and you should check what the term means. Each provider will have his own definition.
Not only can Equineinsure provide you with standard packaged horse insurance policies, it can actually help you with customized policies created specially for your small family stable, home, barn, training facility, farm, or commercial growers. Insurance experts recommend liability insurance as a “must have”. And with Equineinsure you can avail this over a range of $300,000 to $1,000,000. This is a huge amount even at the lower end of the spectrum and therefore any club or horse ranch applying for this insurance can benefit from the multiple quotes they can get from Equineinsure.
Medical / surgical insurance companies on the roster of Equine insurance
Will assuredly have different terms for this type; conditions covered will vary. This insurance type is expensive because equine medical care is costly. So, it is totally up to you to make sure that you know what you are getting into.
In conclusion, we’d like to say that Equineinsure is surely worth considering. You’ll get a better idea of the rates only after requesting a quote.
Unlike Broadstone, a very good horse insurance company, you cannot really learn about policy limits unless you request a quote. The information on the site should have been more detailed; for instance what will the type of insurance – agreed value or actual market value? And the scope of coverage could have been explained. Some kind of basic quote comparison chart would have been immensely helpful. This said, this is a company with a presence in most of the 50 states and it all boils down to the quotes they offer. So do check them out because they can get you quotes from multiple companies and this process usually leads to the most competitive quotes being delivered to the customer.