Our pets are a reflection of our attitude and often people choose to have exotic pets to reflect their personality or maybe because they feel that an exotic pet is less of a hassle to maintain.
So, what exactly is an exotic pet?
Broadly speaking, anything other than dogs and cats qualifies as an exotic pet; so this includes rodents, reptiles, birds, fish, pigs…you get the idea. Exotic pets can be expensive; they are exotic and sourced from locations far away.
Their lifestyle and health requirements may be a little different from what a dog or a cat demand. Therefore it is advisable to have exotic pet insurance so that you can have financial assurance when u need it. Basically when going for an exotic pet insurance policy you need to consider the type of coverage and the premiums that you have to pay.
With rodents such as hamsters and mice, you need to ensure good dental care as their teeth grow continuously. Their lifespans are short; usually not more than two years.
Some reptiles on the other hand have very long lifestyles. Taking care of these sluggish creatures is easy but if you are getting a pet turtle then know that you are going to be responsible for a long time. Snakes, chameleons, lizards are other popular reptile pets. These are cold-blooded animals and reticent. Good feeding and nutrition should see them through.
If you opt for an exotic pet of the avian variety then you should be ready to foot bills related to accidents, injuries, and also respiratory diseases. Pet birds are delicate and they need care. Keep these things in mind when going for a pet insurance policy for exotic birds.
Fish are also categorized as exotic pets; you can learn online about best practices regarding aquarium fish both saltwater and freshwater.
You should be able to evaluate your pet’s health requirements and weigh them against the various policy options. Cheap exotic pet insurance will offer your pet some basic short term protection with stiff financial and time-bound caps.
Medium price exotic pet insurance will cover a greater number of illnesses and will require more investment on your part.
With exotic pets, long-term pet insurance often turns out to be the best choice for some pet owners because of the all-round high expenses associated with exotic pets. Vet costs will vary with the species and conditions peculiar to them. One cost that most exotic pet owners worry about is the cost of losing the pet or having it stolen. Exotic pets are not easily available and they cost a fair amount. This is why there is a thriving black market for these animals. If you have an exotic pet that you know is popular with thieves then do consider lost / theft insurance for the pet.
To wind up the article, here are some considerations when going for exotic pet insurance. Consider what you have paid for the pet; how long will it be around; the animal’s age; conditions that the breed is susceptible to; and how easy it is for you to get health care for your exotic pet in your area.
Once you have these points covered you can get down to the business of getting an online quote for exotic pet insurance.